Risk Management

Digital System is comprised of experts specializing in risk analysis, regulatory compliance advisory, and transaction services. By leveraging our advanced analysis and data management solutions as well as our comprehensive understanding of banking regulations, our diverse and well-trained professionals demonstrate highly quantitative and programmable skills when partnering with our clients and helping them to solve problems in various areas, including: risk management, operational efficiency, technological resiliency, and regulatory compliance. In particular, most of our financial services clients face mounting pressure to meet increasingly demanding supervisory expectations on model risk management. Accordingly, Digital System provides an array of modeling-related services under OCC 2011-12/FRB SR 11-7 guidance, focusing on the areas of credit risk, market risk, operational risk, and liquidity risk, as well as capital adequacy and regulatory reporting in both Business As Usual and stressed operating environments (e.g., CCAR/DFAST). As an independent third party, we play a key role in model validation. Our independent model validation process facilitates our clients to better understand and mitigate potential model risk based on our assessments of model conceptual soundness, model strength and weakness, implementation accuracy, and model outcome results. Digital System offers a range of solutions to give banks the ability to: